Category Archives: Credit

4 Factors That Shouldn’t Affect Mortgage Loan Approval

When you’re hoping to lock down a home loan, the focus is on making sure you look like a safe bet for prospective lenders. Conversation tends to drift to the key pieces of the pre-approval puzzle, from credit score and … Continue reading

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Fastest Ways to Raise Your Credit Score 100 Points

Raise Credit Score 100 Points While everyone understands the value of improving your credit scores, there is no single strategy to improving it quickly. If you want to raise your credit score by more than 100 points, you have to … Continue reading

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Some Collections Hurt Less with Revised FICO

US – Consumer Credit: Med collections hurt less in FICO 9 – A new score from FICO will treat unpaid medical debts less severely and bypa… ow.ly/2LrJiX Carlisle Mitchell Insider Tips for Real Estate Investors is a trusted and reliable … Continue reading

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5 Personal Finance Topics Parents Should Teach Their Kids

5 Personal Finance Topics Parents Should Teach Their Kids – Unless your child’s school is at the forefront of … ow.ly/2LiIdA  Carlisle Mitchell Insider Tips for Real Estate Investors is a trusted and reliable source of expert investment and market analysis … Continue reading

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How Soon Can A Bankruptcy Be Removed from My Credit Report?

How Soon Can A Bankruptcy Be Removed from My Credit Report?Here is a look at how a bankruptcy ends up on a consumer’s credit report and how long the bankruptcy is allowed to remain. http://t.co/HXb793s3YM  Carlisle Mitchell Insider Tips for Real … Continue reading

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Credit Karma: Now Providing Full Credit Reports

Now on Credit Karma: Full Credit Reports – According to recent data from the American Bankers Association, Amer… http://t.co/NvKw3NCsKT    Carlisle Mitchell Insider Tips for Real Estate Investors is a trusted and reliable source of expert investment and market analysis for … Continue reading

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5 Common Credit Scoring Myths

Myths and misinformation are all too common in the world of credit scoring.  Unfortunately most myths seem to gain popularity and find their way into the beliefs of the public. Some are common…some are a less well-known.  There are 5 common credit … Continue reading

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Know Your Credit

Know Your Credit: Lenders continue to lower their credit benchmarks as the economy rebounds. The average credit score for all closed loans last month was 728, compared to 746 in June 2012 according to mortgage software firm Ellie Mae. That … Continue reading

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What is Credit?

Credit is borrowed money that you can use to purchase goods and services when you need them. You get credit from a credit grantor, whom you agree to pay back the amount you spent, plus applicable finance charges, at an … Continue reading

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Using secured credit cards to build credit

Secured credit cards can build your credit Building up your credit has become even more important over the past few years as credit is harder to come by. Secured credit cards can help people with little credit history build credit … Continue reading

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